I tried GT7 again yesterday (since I still had my wheel setup for FH)
I'm stillnot convinced the moaning was wholly warranted.
I have 2.25 million in credits. 1 of these was the million mentioned on the webpage, and one was with the version I bought (which was I think the deluxe one from CD keys).
Removing those I still have 250k in credits.
But I also have maybe 20 cars already. And I really haven't played it a whole lot. Maybe a couple hours when I first got it and a couple hours last night.